Free · built on the Sheet you already have

Know what's safe to spend — before you're at the till.

Tell Unplan your bills, income and the categories you actually use. It reads the receipts that land in Gmail, keeps a real Google Sheet in sync so nothing lives anywhere new, and hands you one number every morning.

Unplan · todayFri 14

€38.00

safe to spend

Salary · Fri+€2,150.00
Rent · Fri−€920.00
Rimi · from Gmail, tap to confirm−€46.20

Both of you, one number

Invite your partner in. Same bills, same balance, same forecast — enforced on our end, not an honour system.

Lives in a Sheet you already have

Everything mirrors two-way into your own Google Sheet. Close the app and your numbers are still yours.

$0

Budgeting & planning, no card on file, ever.

How the money moves

Four steps, then it runs itself

1

Connect

Sign in with Google. Gmail receipts start arriving as candidates to confirm.

2

Tell it once

Add your income and bills. Unplan projects the next 120 days.

3

Spend by the number

Check "safe to spend today" before you buy. That's the whole ritual.

4

Sweep & save

Coming soon: whatever's left at day's end sweeps into a saving pocket.

For families · coming with the Family tier

Parents steer. Kids learn the wheel.

Mobile wallets open at thirteen; school starts at six. Unplan is built for the seven years in between — a real way to pay that a parent fully controls. This is the Family tier below, in development — Basic today is budget planning for the household.

Parent

Household safe to spend

€38

On track through the 3rd.

  • Every balance, bill and forecast
  • Set each kid's daily limit
  • Approve "ask for more" in a tap
  • Confirm Gmail receipts
Kid · Anna

Left to spend today

€3.50

€1.50 already saved today 🎉

  • Only her own money, ever
  • Pay by phone at the canteen
  • Tap to ask for a little more
  • Watch her saving pocket grow
What's free, what's an add-on

The budgeting is free. Bank auto-import is the one thing we charge for.

Everything a family needs to plan and track a month — categories, bills, the safe-to-spend number, Gmail receipts, your own Sheet — costs nothing. The only paid piece is having statements fetched for you instead of doing it by hand.

The everyday budget

Live now

Free no card, no trial clock

  • Bills, income and the categories your family uses
  • Safe-to-spend, recalculated every day against what's really left
  • Gmail receipts read automatically — you tap to confirm
  • Two-way sync into a Google Sheet you own, not a lock-in export
  • Invite your partner — the same household numbers for both of you

Statement auto-import

$2.99 /mo, on a schedule

  • Connect your bank once — regulated, read-only, revocable any time
  • Statements land pre-categorised in your budget automatically
  • Only need it occasionally? Pay per run instead — no subscription
  • Nothing is ever pulled without you asking first
⇄ Two ways to pay: $2.99/mo keeps it running on a schedule in the background, or skip the subscription and pay a small fee only on the runs you actually use.
Learn more →

Also on the road map: kid cards & allowance (Family tier, in development) — not part of the budgeting product above.

Questions

Good things to ask first

Is it really free?

Yes — Basic is free for as long as you use it: Google sign-in, Gmail receipts, two-way Sheet sync, safe-to-spend and the 120-day forecast. The paid steps on the road map are optional and only charge when they add automation you want.

Where does my data live?

In your own Google Sheet, in your own Google Drive, mirrored two-way with the app. You can open, edit or export it any time, and if you leave, the Sheet simply stays yours — there's nothing to migrate.

Which countries do you cover?

Right now we cover the EU and the UK. Sync's bank connection (via Enable Banking) covers EU and UK bank accounts, and the roadmap features are being built for both regions first.

How can a 6-year-old pay by phone if wallets open at 13?

That's exactly the gap Unplan's Family tier is built for. A parent provisions a virtual card inside the app with a daily limit; the child pays with a simple, controlled app instead of a general-purpose mobile wallet — so kids in markets where wallets are 13+ can still pay from age six, fully supervised.

Do kids see the whole family budget?

No. Kids see only their own balance, allowance and history. Parents see the household. This is enforced on the server — not just hidden on screens — so a kid's login can't reach anyone else's numbers.

What does "coming soon / in development" mean?

Sync is coming soon and Family is in active development. Tap any step's status badge to join its waitlist — the more interest a step gets, the sooner it ships.

Start now — it's free and live.

Unplan is live today across the EU and UK. Add your email and start in a couple of minutes with the Google account you already have.