Free today · EU & UK

One number. The truth about today.

Unplan reads your projected income and bills and answers the only question that matters at the checkout: how much can we spend today without breaking the month?

Unplan · HomeToday

Safe to spend today

€38

On track through the 3rd. Rent clears Friday.

Salary
Fri · income
+€2,150
Rent
Fri · bill
−€920
Rimi groceries
from Gmail · confirm
−€46.20

Your Google account

Sign in and go. No new password to forget.

Your Sheet, always

Everything mirrors two-way into a Sheet you own.

Roles that hold

Kids see only their own money — enforced server-side.

Leave anytime

The Sheet stays yours. No lock-in, no export dance.

How the money moves

Four steps, then it runs itself

1

Connect

Sign in with Google. Gmail receipts start arriving as candidates to confirm.

2

Tell it once

Add your income and bills. Unplan projects the next 120 days.

3

Spend by the number

Check "safe to spend today" before you buy. That's the whole ritual.

4

Sweep & save

Coming soon: whatever's left at day's end sweeps into a saving pocket.

For families

Parents steer. Kids learn the wheel.

Mobile wallets open at thirteen; school starts at six. Unplan is built for the seven years in between — a real way to pay that a parent fully controls.

Parent

Household safe to spend

€38

On track through the 3rd.

  • Every balance, bill and forecast
  • Set each kid's daily limit
  • Approve "ask for more" in a tap
  • Confirm Gmail receipts
Kid · Anna

Left to spend today

€3.50

€1.50 already saved today 🎉

  • Only her own money, ever
  • Pay by phone at the canteen
  • Tap to ask for a little more
  • Watch her saving pocket grow
Pricing & road map

Free today, growing in honest steps

Basic is live now. Each step below ships as it's ready — tap a status badge to join that step's waitlist so we know what to build first.

Live now

Basic · Budgeting

Free

  • Sign in with Google
  • Gmail receipts, parent-confirmed
  • Two-way Google Sheet sync
  • Safe-to-spend + 120-day forecast
Live now

Basic · Family roles

Free

  • Invite parents & kids
  • Kids see only their own money
  • Enforced server-side, not just hidden
  • Shared household feed for parents

Sync

€0.49 /mo

  • Bank accounts via open banking (EU & UK)
  • Fresh numbers every morning, no uploads
  • +€0.25/mo per extra account
Learn more →

Family

€4.99 /mo

  • Virtual & physical cards for kids
  • Daily limits; "ask for more" built in
  • A simple kid app + money lessons
Learn more →

Wealth

€9.99 /mo

  • End-of-day sweep into saving pockets
  • Bill switcher flags what you overpay
  • Kids invest for real — in your name
Learn more →

Advisor

€19.99 /mo

  • Pre-filled tax write-off sheet for your country
  • Predictive alerts before bills spike
Learn more →

Propose a feature

  • Missing something you'd pay for?
  • Tell us — it shapes what we build next
  • We read every one
Questions

Good things to ask first

Is it really free?

Yes — Basic is free for as long as you use it: Google sign-in, Gmail receipts, two-way Sheet sync, safe-to-spend and the 120-day forecast. The paid steps on the road map are optional and only charge when they add automation you want.

Where does my data live?

In your own Google Sheet, in your own Google Drive, mirrored two-way with the app. You can open, edit or export it any time, and if you leave, the Sheet simply stays yours — there's nothing to migrate.

Which countries do you cover?

Right now we cover the EU and the UK. Open banking on the Sync tier connects EU and UK bank accounts, and the roadmap features are being built for both regions first.

How can a 6-year-old pay by phone if wallets open at 13?

That's exactly the gap Unplan's Family tier is built for. A parent provisions a virtual card inside the app with a daily limit; the child pays with a simple, controlled app instead of a general-purpose mobile wallet — so kids in markets where wallets are 13+ can still pay from age six, fully supervised.

Do kids see the whole family budget?

No. Kids see only their own balance, allowance and history. Parents see the household. This is enforced on the server — not just hidden on screens — so a kid's login can't reach anyone else's numbers.

What does "in testing / development / planning" mean?

Sync is in testing, Family is in active development, and Wealth and Advisor are in planning. Tap any step's status badge to join its waitlist — the more interest a step gets, the sooner it ships.

Start now — it's free and live.

Unplan is live today across the EU and UK. Add your email and start in a couple of minutes with the Google account you already have.