Free today · EU & UK

One number. The truth about today.

Unplan reads your projected income and bills and answers the only question that matters at the checkout: how much can we spend today without breaking the month?

Unplan · HomeToday

Safe to spend today

€38

On track through the 3rd. Rent clears Friday.

Salary
Fri · income
+€2,150
Rent
Fri · bill
−€920
Rimi groceries
from Gmail · confirm
−€46.20

Your Google account

Sign in and go. No new password to forget.

Your Sheet, always

Everything mirrors two-way into a Sheet you own.

Roles that hold

Kids see only their own money — enforced server-side.

Leave anytime

The Sheet stays yours. No lock-in, no export dance.

How the money moves

Four steps, then it runs itself

1

Connect

Sign in with Google. Gmail receipts start arriving as candidates to confirm.

2

Tell it once

Add your income and bills. Unplan projects the next 120 days.

3

Spend by the number

Check "safe to spend today" before you buy. That's the whole ritual.

4

Sweep & save

Coming soon: whatever's left at day's end sweeps into a saving pocket.

For families

Parents steer. Kids learn the wheel.

Mobile wallets open at thirteen; school starts at six. Unplan is built for the seven years in between — a real way to pay that a parent fully controls.

Parent

Household safe to spend

€38

On track through the 3rd.

  • Every balance, bill and forecast
  • Set each kid's daily limit
  • Approve "ask for more" in a tap
  • Confirm Gmail receipts
Kid · Anna

Left to spend today

€3.50

€1.50 already saved today 🎉

  • Only her own money, ever
  • Pay by phone at the canteen
  • Tap to ask for a little more
  • Watch her saving pocket grow
Pricing & road map

Free today, growing in honest steps

Basic is live now. Each step below ships as it's ready — tap a status badge to join that step's waitlist so we know what to build first.

Live now

Free

Free

  • Sign in with Google
  • Gmail receipts, parent-confirmed
  • Two-way Google Sheet sync
  • Safe-to-spend + 120-day forecast
  • Invite parents & kids, roles enforced server-side

Sync

From €0.99 /mo

  • Bank connection via Enable Banking (EU & UK)
  • Fresh numbers every morning, no uploads
  • Transactions auto-categorised into your budget
  • Read-only & revocable any time
Learn more →

Family

€4.99 /mo

  • Pay by phone included
  • Virtual & physical cards for kids
  • Daily limits; "ask for more" built in
  • A simple kid app + money lessons
Learn more →
Questions

Good things to ask first

Is it really free?

Yes — Basic is free for as long as you use it: Google sign-in, Gmail receipts, two-way Sheet sync, safe-to-spend and the 120-day forecast. The paid steps on the road map are optional and only charge when they add automation you want.

Where does my data live?

In your own Google Sheet, in your own Google Drive, mirrored two-way with the app. You can open, edit or export it any time, and if you leave, the Sheet simply stays yours — there's nothing to migrate.

Which countries do you cover?

Right now we cover the EU and the UK. Sync's bank connection (via Enable Banking) covers EU and UK bank accounts, and the roadmap features are being built for both regions first.

How can a 6-year-old pay by phone if wallets open at 13?

That's exactly the gap Unplan's Family tier is built for. A parent provisions a virtual card inside the app with a daily limit; the child pays with a simple, controlled app instead of a general-purpose mobile wallet — so kids in markets where wallets are 13+ can still pay from age six, fully supervised.

Do kids see the whole family budget?

No. Kids see only their own balance, allowance and history. Parents see the household. This is enforced on the server — not just hidden on screens — so a kid's login can't reach anyone else's numbers.

What does "coming soon / in development" mean?

Sync is coming soon and Family is in active development. Tap any step's status badge to join its waitlist — the more interest a step gets, the sooner it ships.

Start now — it's free and live.

Unplan is live today across the EU and UK. Add your email and start in a couple of minutes with the Google account you already have.